Top Dental Insurance Providers
One of the most significant required expenses in life is medical care. And, often, the most expensive medical care is dental work. In order to maintain healthy teeth, one must see the dentist on a regular basis. However, this can be quite expensive if one does not have dental insurance.
The good news is that there are numerous excellent dental providers and plans available. These include dental insurance providers that offer monthly premiums at affordable rates, that provide the best coverage possible, and that deliver great customer satisfaction among those enrolled in their plans.
UnitedHealthOne Dental Insurance
Dental coverage is available through UnitedHealthOne in both individual and employer plans. In addition to its A “(Excellent)” rating from AM Best, Golden Rule Insurance Company—underwriter for many of UnitedHealthOne’s individual insurance products—has a top financial strength and stability rating from A.M. Best.
Delta Dental Insurance
Delta Dental is a major dental insurer in the United States, serving more than 155,000 practicing dentists nationwide. It has an “A (Excellent)” rating from AM Best, which affirmed the company’s financial strength rating and issuer credit ratings. Delta Dental provides individual and group plans, as well as plans through the Affordable Care Act’s health insurance marketplace. Its family-oriented plans are designed to help families on a budget.
Humana Dental Insurance
Humana is a major dental insurer in the United States, offering plans for individuals and for groups. According to Humana’s website, enrollees can save 10% to 60% on their dental bills depending on the type of plan they have and where they get their services.
Cigna Dental Insurance
Cigna offers three dental plan options through its nationwide network of 93,000 dentists. Cigna Dental is the perfect choice for patients who travel a lot because it has affordably-priced plans that provide coverage no matter where one is in the country. However, like all insurance plans, not every procedure is covered, and there may be higher costs for some procedures.
Ameritas Dental Insurance
Ameritas, long known as one of the top providers of dental insurance, also offers a Dental Rewards program. Through this, enrollees can increase their annual maximum benefit to help pay for more expensive procedures in the future if they have a dental exam and submit a claim each year. All preventive dental services are covered by the new network of providers. These providers charge 25% to 50% less than their usual rates.